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Understanding Insurance Policies


Why Do Speeding Tickets Affect Your Car Insurance and What Can You Do?

If you recently got pulled over for speeding, you may ask yourself how much it will affect your insurance rates. After all, you do not want to spend more on your car insurance than you already are. How much your rates increase will depend on several different factors, so you should get in touch with your car insurance agent promptly. Why Do Speeding Tickets Increase Your Car Insurance Premiums? Car insurance companies frequently increase customers' premiums if they get pulled over for speeding. Read More 

Factors That Determine Your Car Insurance Premium

Have you ever wondered how your car insurance company calculates how much you'll pay as a premium? You might have a rough idea of what might cause the amount to vary, but you could also be hazy on what actually makes a difference. Your auto insurance provider typically does a lot of background work on you and your vehicle.  The idea is to assess the likelihood of you making a claim. Read More 

What To Know About Commercial Auto Insurance

Sometimes in order for a business owner to efficiently get certain tasks done, it is necessary to have a vehicle. Even when a commercial vehicle is being driven, it can get into accidents as with any other type, which is why insurance coverage is usually mandatory. Without insurance coverage, a business owner can find that they are being sued by anyone that collides with the commercial vehicle, even if an employee is the one that caused the collision. Read More 

5 Factors That Can Impact Home Insurance Rates

Your home is one of your biggest investments, so it is important to protect it with adequate insurance. An insurance policy can give you peace of mind if the unexpected happens, such as a fire or burglary. However, you do not want to pay more money than you have to on your home insurance premiums. Here are a few factors that can affect your home insurance rates. Your Location Where you live can have one of the biggest impacts on your home insurance premiums. Read More 

Smart Strategies For Keeping Your Car Insurance Costs Reasonable

If you own a car, you have to pay car insurance on the vehicle. Paying for car insurance is just as important as getting the oil changed or checking the air in the tires. It is how you protect yourself and others in the event of an accident. Car insurance may seem like a set cost; however, there are many things that you can do that impact the overall cost of your car insurance. Read More 

About Me

Understanding Insurance Policies

If you need to purchase any type of insurance, you should learn about the different kinds of policies before signing up. It's also important to compare each type of policy and determine how much of a deductible you can afford to pay if necessary. Hello, my name is Debbie Janson and I'm glad that you discovered my insurance blog. I started doing research on insurance when I decided to get a new policy. I wanted better insurance coverage at a cheaper price. After learning about insurance and the different terms that are often used to write up a policy, I felt confident that I could purchase the best insurance for my needs. I've written down the information that I've learned in this blog so that I can help others better understand their insurance policies too.

Latest Posts

Why Do Speeding Tickets Affect Your Car Insurance and What Can You Do?
6 April 2021

If you recently got pulled over for speeding, you

Factors That Determine Your Car Insurance Premium
8 March 2021

Have you ever wondered how your car insurance comp

What To Know About Commercial Auto Insurance
2 February 2021

Sometimes in order for a business owner to efficie

5 Factors That Can Impact Home Insurance Rates
15 December 2020

Your home is one of your biggest investments, so i

Smart Strategies For Keeping Your Car Insurance Costs Reasonable
24 November 2020

If you own a car, you have to pay car insurance on