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Understanding Insurance Policies


New To Medicare? 3 Enrollment Tips

Are you approaching retirement? If so, you're probably looking forward to spending time with your family, travelling the world, or maybe pursuing a favorite hobby. Or perhaps you're simply looking forward to enjoying a free and open schedule without the burdens of work.  You may also be busy planning the financial aspects of retirement. It's a big challenge. One of the most important aspects is health insurance, which will likely be covered by Medicare. Read More 

Do You Need An SR-22 If You Don’t Have A Car?

If you were involved in an accident without any proof of insurance or recently convicted of a DUI or another serious traffic offense, then chances are you'll need an SR-22 on file with your insurer. But what if you recently sold your vehicle and opted for other means of transportation? The following not only answers this important question but also provides some good advice for anyone in the same position. Read More 

Will Your Auto Insurance Increase After An Accident?

If you've recently been in an auto accident, you may have medical bills and repair costs for damage done to your car. However, your insurance premiums may also increase after an accident, costing you more money each month. If you have recently been in an auto accident, and you're worried about your auto insurance increasing, check out these three frequently asked questions to help you determine if your insurance premiums will increase. Read More 

Is Life Insurance Really A Necessity At A Young Age?

So you are 20-something and you are just starting your life on your own. Your parents are telling you that you need to purchase a life insurance policy, but you don't understand why. Regardless of age, life insurance is very important. Insurance does a lot more than just protect possessions like cars and houses; a life insurance policy has the ability to protect your loved ones from any unexpected expenses that may crop up in the event that you pass away unexpectedly. Read More 

A Beginner’s Guide To Homeowner’s Insurance

When buying a house, home insurance (also sometimes called homeowner's insurance) is one of the most important decisions that you will need to make. Home insurance protects one of your biggest investments from unexpected damages such as fire, flooding, earthquakes, and vandalism. Home insurance also provides liability coverage if an individual gets hurt while on your property and decides to sue you. Home insurance may also be required by some lenders when purchasing a mortgage. Read More 

About Me

Understanding Insurance Policies

If you need to purchase any type of insurance, you should learn about the different kinds of policies before signing up. It's also important to compare each type of policy and determine how much of a deductible you can afford to pay if necessary. Hello, my name is Debbie Janson and I'm glad that you discovered my insurance blog. I started doing research on insurance when I decided to get a new policy. I wanted better insurance coverage at a cheaper price. After learning about insurance and the different terms that are often used to write up a policy, I felt confident that I could purchase the best insurance for my needs. I've written down the information that I've learned in this blog so that I can help others better understand their insurance policies too.

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